Capital.
Discipline.
Performance.

United Capital is a New Zealand-registered financial services provider and specialist investment manager, dedicated to providing investors with access to real estate investment opportunities.

Our Investment Strategy
Why Choose Us

Disciplined Capital.
Enduring Relationships.

With years of hands-on experience in New Zealand’s property lending market, our team combines deep industry expertise with strong local market insight to identify and manage investment opportunities.

What We Do

Three Capabilities.
One Aligned Team.

View All Strategies →
01
Private Credit
First-mortgage and mezzanine lending for residential and commercial property. We lend where banks cannot, with terms structured around the borrower's real timeline.
Bridging Finance Development Loans First Mortgage
02
Real Estate Investment
Direct investment in New Zealand property on behalf of wholesale and institutional investors. We source, underwrite, and manage assets with full principal alignment.
Wholesale Investors NZ Property Direct Assets
03
AIP Fund
A structured vehicle offering investors diversified exposure to our private credit book. Quarterly distributions, transparent reporting, and capital preservation focus.
Managed Fund Quarterly Income Diversified