
15+
Years of Experience
Who we are
Where Ideas Thrive: Explore Our Role in United Capital
United Capital is a New Zealand based financial institution dedicated to delivering professional, innovative, and transparent services.
Our expert team applies deep market insights to craft tailored solutions, empowering clients to achieve sustainable growth and long-term stability.
Our Services
Our Expertise
- Tailored Lending Frameworks for residential/commercial property financing
- Risk-Mitigated Investment Portfolios anchored by NZ’s prime real estate assets
- Cross-Generational Wealth Strategies aligned with IRD and AML/CFT regulations
Operational Pillars
- Innovation – Proprietary loan management technology ensuring 24/7 portfolio transparency
- Integrity – Rigorous adherence to FMCA 2013 and NZLS escrow protocols
- Impact – NZ$850M+ in responsibly deployed capital since 2015
Client Commitment
- Flexible and Tailored Solutions
We provide property developers with credit facilities designed to adapt to changing market conditions and individual project needs. - Secured, Confidence-Building Investments
By offering wholesale investors returns anchored in solid loan-to-value structure, we prioritize security and transparent growth opportunities. - Long-Term Financial Resilience
We measure success by our clients’ sustained stability, ensuring that every financial strategy is rooted in building and preserving enduring prosperity.
OUR VALUE
Limitless Investment Opportunities: United Capital
Our Vision
We aspire to be the most trusted financial partner that empowers Kiwi communities to thrive in a sustainable future.
Our Vision
We channel the spirit of Aotearoa’s innovation to drive inclusive growth, bridging local potential with global opportunities.
We celebrate and protect New Zealand’s natural environment, embedding eco-friendly strategies into our everyday operations.
We adopt a long-term perspective that nurtures the well-being of our customers, ensuring resilience for generations to come.
We celebrate and protect New Zealand’s natural environment, embedding eco-friendly strategies into our everyday operations.
We adopt a long-term perspective that nurtures the well-being of our customers, ensuring resilience for generations to come.
Our Mission
We commit to delivering transparent, forward-thinking, and community-focused financial solutions that reflect the values and heritage of New Zealand.
Our Mission
By listening to the needs of diverse Kiwi individuals and enterprises, we tailor solutions that fuel local prosperity.
We uphold integrity and accountability as the backbone of every interaction, fostering trust at all levels.
Through continuous improvement, we fuse global best practices with an unwavering respect for Aotearoa’s cultural fabric.
We uphold integrity and accountability as the backbone of every interaction, fostering trust at all levels.
Through continuous improvement, we fuse global best practices with an unwavering respect for Aotearoa’s cultural fabric.
Our Principle
Rooted in respect, collaboration, and sustainability, our guiding principle ensures that every decision strengthens our bond with the people and land of New Zealand.
Our Principle
We uphold mana in all relationships, honoring the dignity and mutual responsibility shared among our clients, partners, and team.
We promote open dialogue and teamwork, creating an inclusive environment that embraces Māori and multicultural perspectives.
We safeguard our shared future by championing ethical growth that preserves the environment and supports long-term community well-being.
We promote open dialogue and teamwork, creating an inclusive environment that embraces Māori and multicultural perspectives.
We safeguard our shared future by championing ethical growth that preserves the environment and supports long-term community well-being.